Last updated: 1 January 2026

1. Acceptance

By accessing this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

2. No professional advice

The content on this website is provided for informational purposes only and does not constitute actuarial, financial, legal, tax, accounting, investment, or other professional advice. No engagement is created by your access to or use of this site. Engagements are governed by separately executed engagement letters.

3. Intellectual property

All content on this site — including text, images, design, code, and the Lepton brand and SAFARI mark — is owned by Lepton Actuarial & Consulting, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

4. Permitted use

You may view and download materials for personal, non-commercial reference. You may not republish, redistribute, mirror, or use any content commercially without our written permission.

5. Third-party links

This site may contain links to third-party websites. We do not endorse or take responsibility for the content or privacy practices of those sites.

6. Disclaimer of warranties

The site is provided “as is” without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, Lepton and its affiliates are not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the site.

8. Indemnification

You agree to indemnify and hold harmless Lepton from any claims arising from your misuse of the site or violation of these Terms.

9. Governing law & venue

These Terms are governed by the laws of the State of New York, United States, without regard to conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in New York, NY.

10. Changes to these Terms

We may update these Terms periodically. The most current version is always posted at this URL with an updated date.

11. Contact

Questions about these Terms? Contact us at consult_us@leptonactuarial.com.